In your columns, you often take the position that homeowners are best off prepaying their mortgage. I understand where you are coming from and admit that I used to counsel my clients the same way.
Category: Credit Card Debt
Chancellor’s challenge
A funny thing about confidence is that some people have it but shouldn’t, while others should but don’t. It’s true more than ever when it comes to the confidence to spend money.
Why Your Tax Refund Is Ideal for Paying Credit Card Debt
If you’ve ever promised to pay off your credit card debt “when you have more money,” now’s your chance. The Internal Revenue Service estimates that 70% of taxpayers will get refunds this year.
Why Your Tax Refund Is Ideal for Paying Credit Card Debt
If you’ve ever promised to pay off your credit card debt “when you have more money,” now’s your chance. The Internal Revenue Service estimates that 70% of taxpayers will get refunds this year.
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In a perfect world, everyone would have no problem living within their income; we’d all have little to no debt and plenty of money set aside in savings. In the real world, that’s a depressingly rare circumstance.
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It’s estimated that only 41% of Americans use a budget to keep tabs on their spending. But having a budget will only get you so far if you don’t commit to sticking to it.
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It’s estimated that only 41% of Americans use a budget to keep tabs on their spending. But having a budget will only get you so far if you don’t commit to sticking to it.
4 Smart Ways to Boost Your Credit Score In 2017
Did you make a New Year’s resolution to improve your credit score in 2017? If you didn’t, maybe you should. Improving your credit score can literally save you tens of thousands of dollars in interest on your next mortgage, and it can make it much easier to qualify for the best auto financing and credit card offers.
4 Smart Ways to Boost Your Credit Score In 2017
Did you make a New Year’s resolution to improve your credit score in 2017? If you didn’t, maybe you should. Improving your credit score can literally save you tens of thousands of dollars in interest on your next mortgage, and it can make it much easier to qualify for the best auto financing and credit card offers.
How to Tackle the High Costs Of Long-Term Credit Card Debt
It takes 13 years to pay off a $5,000 credit card bill, if one pays the minimum monthly amount. How can cardholders cut that timetable down to size? That’s the sentiment from a study by CreditCards.com, which shows the states with the highest credit card burdens are: Buried in the report data is something even more revealing about credit card holders wrestling with high card debt, especially in the Sunshine State.
To cut down on clutter, cut up some of your credit cards
From now until the end of January, I’m encouraging people to clean both their real house and their financial house. It’s the 2017 #NoDebtNoMess Color of Money Challenge.
3 Top Balance Transfer Credit Cards for 2017
If you’re starting 2017 with credit card debt, now’s a great time to decide to pay it down and stop giving away your money to credit card companies. If you’re struggling to make a dent in your balances or simply want to pay them off faster, a 0% APR balance transfer could be a smart move for you.
Financial Resolutions for the New Year
Did you make a New Year’s resolution for 2017? You’re not alone if you did. Two-thirds of Americans make a New Year’s resolution, but just 8% of Americans are successful in achieving it.
5 Lowest 7-Year ARM Mortgage Rates
Homebuyers can still snag the absolute lowest rates, especially if they don’t plan on staying in their first home for more seven years. U.S. mortgage rates have risen in the aftermath of the presidential election, as potential homeowners face higher monthly payments amid a stagnant economy with slow wage growth.