Retirement planning rules have changed for people of all ages, but it's never too late to pivot to a new approach or too early to start planning for the future, finds Consumer Reports in its latest look at "The New Retirement," in the nonprofit organization's January 2017 issue. Yonkers, NY - infoZine - In its story, CR takes a thorough look at the new forces that are altering the traditional approach to retirement planning for consumers.