India’s demonetization policy helped IndusInd Bank Ltd. post a surprise record quarterly profit as surging deposits following the cash ban eased the lender’s funding costs and allowed it to extend more loans. Net income at the first bank to report earnings since the ban two months ago climbed 29 percent to 7.51 billion rupees in the three months ended Dec. 31, the Mumbai-based lender said in an exchange filing on Tuesday.