Consumers are altering their buying habits to include more onlin… Global Business Confidence Drops in Q4 2016 Amid Rise in Political and Economic Risks, but Rises in North America to Highest Levels Since Q4 2014, Finds New ACCA-IMA Report )–The latest Global Economic Conditions Survey of Q4 2016 from ACCA and IMA shows business confidence rising in the United States while dropping globally. )–Batchelor, Frechette, McCrory, Michael, & Co.