Wells Fargo admits that its employees opened more than 2,000,000 fake accounts in order to run up fraudulent charges against its customers ; it also says that the customers it stole from can’t sue the company because fake account paperwork bearing their forged signatures includes a promise to enter into binding arbitration rather than suing. Binding arbitration is a system created to allow giant companies to settle their differences without costly litigation, but a Supreme Court decision has allowed it to be applied to the dealings between individuals and giant companies — leading to a plague of companies that make you surrender your constitutional legal rights as a condition of shopping with them .