How to handle your private health insurance – in one afternoon a year

If you turned 31 this year, you have until 1 July to avoid a fee loading on private health cover, but experts say there’s no need to panic-buy

Private health insurance in Australia is kind of an oxymoron. “Every Australian already has health insurance: Medicare,” says Uta Mihm of consumer advocacy group Choice.

So why does it exist here at all? Well, that’s the million dollar question. Firstly, it’s important to note that “health insurance” in Australia actually refers to two different types of cover: private hospital cover and extras cover. The former will pay for you to receive treatment in private hospitals, where you’ll stay in comfortable rooms and get shorter wait times for elective surgery. Extras cover is meant to reduce the cost of things like dental, optical and massage.

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Only 13% of UK working parents want to go back to ‘the old normal’

Survey shows people want to continue with more fulfilling and family-friendly work environments

Whatever the new normal is post Covid-19, we don’t want it to be anything like the old one. At least, when it comes to earning a living.

Lockdown has given people a chance to sample new ways of balancing their jobs and family lives and they have concluded that something must change. Just 13% want to go back to pre-pandemic ways of working, with most people saying they would prefer to spend a maximum of three days in the office.

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Children of former Azeri security chief acquired luxury UK properties

Investigation into hacked bank files reveals £100m business empire owned by family of former Azerbaijan minister Eldar Mahmudov

 A string of luxury properties, including a £17m home near Harrods, were acquired by the children of Azerbaijan’s former security chief, an investigation has revealed.

Eldar Mahmudov was dismissed as national security minister by a presidential order in 2015. No official explanation was given for his removal.

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German court rules against Volkswagen in ‘dieselgate’ scandal

Carmaker must pay compensation to motorist who bought minivan fitted with emissions-cheating software

Volkswagen has lost a landmark legal battle in Germany’s highest civil court over compensation for the buyer of a secondhand minivan fitted with emissions-cheating software.

The world’s largest carmaker must take back the plantiff’s manipulated car and pay him €28,257.74 (£25,325), in a case that will lead to the company paying compensation to 60,000 German VW owners.

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EasyJet reveals cyber-attack exposed 9m customers’ details

Airline apologises after credit card details of about 2,200 passengers were stolen

EasyJet has revealed that the personal information of 9 million customers was accessed in a “highly sophisticated” cyber-attack on the airline.

The company said on Tuesday that email addresses and travel details were accessed and it would contact the customers affected.

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Revolt over easing of lockdown spreads as poll slump hits PM

Manchester mayor unleashes fury at Johnson plan, while public approval for government strategy plummets

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Boris Johnson was hit by a growing revolt over his strategy for easing the Covid-19 lockdown last night as council leaders across the north of England joined unions in vowing to resist plans to reopen schools on 1 June.

Related: Are we all in this together? It doesn't look like it from the regions

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Thousands of UK students caught in rent trap by private landlords

While campuses are shut by Covid-19, students are still being forced to pay for unused accommodation

Notttingham Trent University students Eleanora Brown and her boyfriend Nizar Ruiz are in lockdown at home in Norwich, with no prospect of returning to campus any time soon. The teaching buildings are closed and the university has released all of its tenants from paying rent this term. Yet their hall of residence, run by Collegiate, a private developer, is demanding £1,700 from each of its residents to cover the summer term.

While students at most university-owned accommodation do not have to pay rent for the third term, Brown and Ruiz are among thousands of students trapped in expensive contracts with private hall operators.

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Alone and disconnected: the woman left unable to call her dying partner

Problems with internet and phone service were once just an inconvenience. Now they can prove to be catastrophic

Cut off by telecoms company, pensioner missed call as partner died of Covid-19

Barbara Parry* arranged to switch her phone and broadband account from Sky to Now TV in March, a week before lockdown. Instead, she was left incommunicado as her line was cancelled and her phone number reallocated.

During the following four weeks, as she pleaded in vain to be reconnected, her partner contracted Covid-19. He died four days later in hospital. Due to the blunders by Now TV, he was unable to call Parry from his deathbed and she was unable to say goodbye. The news was broken by a relative as the hospital could not get through on her cancelled number.

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The way we once lived is now redundant. We need to reinvent ourselves

There will be no going back to ‘normal’. Our cherished concept of work is increasingly meaningless – the future belongs to those who understand the arts of life

The infantilising of the people by our leaders is horribly revealing of the English psyche. “Jam tomorrow and jam yesterday – but never jam today.” Only it is not jam in this case, it is life-saving personal protective equipment. I specify “English” because Nicola Sturgeon addresses her nation as grownups and Emmanuel Macron and Angela Merkel pay their people the same respect. Now, armed with the knowledge that our prime minister bunked off Cobra meetings as this crisis unfolded, we are being told nothing can really be decided until he comes back from his convalescence. So we are stuck with ministers in supply teacher mode.

Everything has changed and we need to prepare for the new normal. Lockdown isn’t ending any time soon. There is no simple choice between saving lives and saving the economy; the two are intertwined. There is no going back to BC: before corona. Some of us knew this from day one, others are still in denial. There is the unmistakable feeling that a monumental shift in how we live is coming, one way or another, a shift that has long been latent. Those of us in rich countries have been intent on pushing the climate emergency into the future, but now our money won’t save us. Our vulnerability just might. But this requires humility. The idea that Boris Johnson will “bounce back” into his job is as ludicrous as thinking the economy will “bounce back”.

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Ex-paratrooper walking UK coastline isolates on empty Shetland island

Chris Lewis is staying on usually uninhabited Hildasay until charity challenge can resume

A former paratrooper is isolating on a usually uninhabited Shetland island after lockdown measures were introduced when he was on a fundraising challenge to walk the UK coastline.

Chris Lewis, 39, has walked 12,000 miles since setting off from Llangennith beach on the Gower peninsula near his home city of Swansea, south Wales, in August 2017.

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Don’t click on the traffic lights: upstart competitor challenges Google’s anti-bot tool

New charges for reCaptcha spur web security firm Cloudflare to develop its own identity-checking software

The days of clicking on traffic lights to prove you are not a robot could be ending after Google’s decision to charge for the tool prompted one of the web’s biggest infrastructure firms to ditch it for a competitor.

“Captcha” – an awkward acronym for “completely automated public Turing test to tell computers and humans apart” – is used by sites to fight automated abuses of their services. For years, Google’s version of the test, branded reCaptcha, has dominated, after it acquired the company that developed it in 2009 and offered the technology for free worldwide.

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Union calls for cash payment ban on UK buses over coronavirus

Move will reduce risk of infection for drivers during pandemic, says Unite

Cash payments on all UK buses should be abolished for the duration of the coronavirus crisis to reduce the risk of driver infection, the union representing bus workers has demanded.

Unite called on Wednesday for an end to cash payments on all the bus systems still operating across the UK to help drive down infection rates, particularly as the country enters the predicted peak period of the outbreak over Easter and beyond.

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Donald Trump ‘lost $1bn in a month’ from coronavirus lockdown

Stock market crash strips billionaire status from 267 of world’s richest people in the annual list

Donald Trump lost an estimated $1bn of his paper fortune in the past month as the coronavirus lockdown forced the closure of offices, shopping centres, hotels and golf courses he owns.

The US president’s fortune has fallen from an estimated $3.1bn (£2.5bn) on 1 March to $2.1bn on 18 March (at the height of stock market panic caused by the coronavirus pandemic) according to Forbes magazine’s annual billionaires list.

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Perfect shelves and unblocked drains: 10 easy DIY tasks to transform your house quickly

From hanging pictures to resealing the bath, now is the time to tackle the jobs you have been ignoring – many of them much simpler than you think

While you have been stuck at home staring at the four walls and everything inside them, you may have noticed that some of what you see is broken. Small problems that may not have bothered you when you spent all day at work – a wonky curtain, a creaky door – suddenly demand your attention. But how do you fix things without professional help, armed only with limited tools and even more limited competence? We asked the experts for advice on the 10 simplest DIY tasks you can tackle right now.

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‘We can’t go back to normal’: how will coronavirus change the world?

Times of upheaval are always times of radical change. Some believe the pandemic is a once-in-a-generation chance to remake society and build a better future. Others fear it may only make existing injustices worse. By Peter C Baker

Everything feels new, unbelievable, overwhelming. At the same time, it feels as if we’ve walked into an old recurring dream. In a way, we have. We’ve seen it before, on TV and in blockbusters. We knew roughly what it would be like, and somehow this makes the encounter not less strange, but more so.

Every day brings news of developments that, as recently as February, would have felt impossible – the work of years, not mere days. We refresh the news not because of a civic sense that following the news is important, but because so much may have happened since the last refresh. These developments are coming so fast that it’s hard to remember just how radical they are.

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Airlines make dramatic cuts to services and call for state bailouts

Aviation consultancy warns that international industry could collapse within months


Major airlines including British Airways, Ryanair, easyJet and Virgin Atlantic announced a dramatic scaling-back of their operations on Monday, including plans to cancel the majority of their flights and ground thousands of planes, with experts and industry executives calling for government bailouts to avoid bankruptcies.

The moves came as an aviation consultancy warned that the international airline industry will collapse within months, with the loss of hundreds of thousands of jobs, unless states worldwide inject billions of dollars of emergency funding to see it through the coronavirus “catastrophe”.

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5G confirmed safe by radiation watchdog

No scientific evidence that technology poses threat to human health, say experts

5G is safe, according to the international body in charge of setting limits on exposure to radiation, which has updated its advisory guidelines for the first time in more than 20 years.

The International Commission on Non‐Ionizing Radiation Protection (ICNIRP), the Germany-based scientific body that assesses the health risks of radio broadcasts, called for new guidelines for millimetre-wave 5G, the most high-frequency version of the telecommunications standard.

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Budget 2020: chancellor plans to finally end tampon tax

The 5% rate on sanitary products will end. Rishi Sunak also plans to ensure banks keep circulating cash

The chancellor will announce the abolition of the “tampon tax” in next week’s budget, marking the successful conclusion to a 20-year campaign by women’s rights activists.

Tampons and other women’s sanitary products currently have 5% VAT added to their price, but this will be scrapped, saving the average woman £40 over her lifetime. The tax will end when Britain leaves the EU at the end of December.

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Coronavirus crisis drags down Flybe; shops warned against rip-off prices – business live

IATA warns Covid-19 will cost airlines up to $113bn in revenue this year, as regional airline Flybe collapses, and experts fear others will follow

HSBC has confirmed that an employee has tested positive for the coronavirus, and that some colleagues from its research department have been sent home while the office is deep-cleaned.

A spokesperson says:

We have been informed that one of our employees at 8 Canada Square has been diagnosed with COVID-19. This colleague is under medical supervision and has self-isolated. We are working closely with the health authorities.

We are deep-cleaning the floor where our colleague worked and shared areas of the building. Colleagues on that floor, and others who came into contact with him, have been advised to work at home. Based on medical and official advice the building remains open and operates as normal.

Back at the British Chambers of Commerce annual meeting today, health secretary Matt Hancock said he was working with the Department for Work and Pensions on a way to extend sickness benefit to all workers.

That could including contract workers and the self employed, my colleague Phillip Inman reports.

“It is vital that the same approach applies to all workers,”

Related: PM: workers with coronavirus will get sick pay from day one

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UK must act to stamp out ‘curse’ of plastic sachets, say campaigners

Calls for sachets to be included in UK and European legislation banning other single-use items

The government must act urgently to stamp out the “curse” of single-use plastic sachets, billions of which are helping to fuel the global plastics crisis, campaigners are warning.

A coalition of more than 50 business leaders, politicians and campaigners is demanding that the plastic sachets – used for everything from ketchup to shampoo – be included in European and UK legislation outlawing other “throwaway” items such as plastic straws and cotton buds.

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