Banks need stricter controls to prevent romance fraud, says City regulator

FCA cites study showing victims’ ‘red flags’ are often missed and calls for improved monitoring systems

The City regulator has called on banks and payment firms to bring in stricter controls protecting customers from romance fraud after a study showed a number of missed “red flags” that led to people losing huge sums of money.

The review by the Financial Conduct Authority (FCA) highlighted one case where someone lost £428,000, another where a customer made 403 payments totalling £72,000 to a fraudster and a case where someone wanted money to transfer cryptocurrency to their “partner” in Iraq.

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Man accused of killing Georgina Ward in 2020 appears in Dudley court

Daniel Birtwistle, 39, faces trial for manslaughter of 24-year-old tattoo artist and other charges including assault

A man has appeared in court charged with manslaughter, assault and coercive and controlling behaviour.

Daniel Birtwistle, 39, from Tamworth, Staffordshire, appeared by video link at Dudley magistrates court on Thursday morning, where he spoke only to confirm his name and date of birth.

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Sam Fender wins 2025 Mercury prize for his album People Watching

Geordie singer-songwriter’s album reached No 1 on the UK album chart and led to a series of stadium-sized concerts this summer

Sam Fender is the winner of the 2025 Mercury prize, for his chart-topping album People Watching.

Announcing the award, Sian Eleri, BBC radio DJ and one of the judges on the judging panel, said the album was characterised by “cohesion, character and ambition. It felt like a classic album, one that will take pride of place in record collections for years to come.”

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Ministers plan high-level visits to China despite espionage trial outcry

National security adviser, education secretary and science minister to visit before end of year as part of policy to reset relations

Ministers are pushing ahead with their reset of relations with China, including several planned high-level visits before the end of the year, despite the furore triggered by the collapse of a high-profile espionage trial.

Plans have been drawn up for Jonathan Powell, the national security adviser, to travel to Beijing in November for talks before an anticipated trip by Keir Starmer next year.

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MPs to hold inquiry into collapsed China spy case after No 10 publishes key evidence

Labour MP and chair of security committee Matt Western says there are ‘a lot of questions still to be asked’

MPs will hold an inquiry into the collapse of a trial of two men accused of spying for China, after No 10 published key evidence in an attempt to draw a line under the row.

Matt Western, a Labour MP and chair of the joint committee on the national security strategy (JCNSS), told the House of Commons there are “a lot of questions yet to be asked” and announced a formal inquiry.

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Joint committee on national security strategy to hold inquiry into collapse of China spy trial, MPs told – UK politics live

Chairs of home affairs, foreign affairs and justice committees to be among those involved in inquiry

Ward says that “no minister or special adviser played any role in the provision of evidence” under this government. He says he cannot say if that was the case under the last government.

There is a lot of jeering at this. The Speaker, Lindsay Hoyle, reprimands Tom Tugendhat for his interruption.

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UK ministers met fossil fuel lobbyists 500 times in first year of power, analysis shows

Lobbyists attended 48% more meetings than Tories, as Labour accused of giving them ‘backstage pass’

Government ministers met representatives from the fossil fuel industry more than 500 times during their first year in power – equivalent to twice every working day, according to new research.

The analysis found that fossil fuel lobbyists were present at 48% more ministerial meetings during Labour’s first year in power than under the Conservatives in 2023.

Ministers at the Department for Energy Security and Net Zero (DESNZ) met fossil fuel lobbyists 274 times, with industry figures present at almost a quarter of meetings.

Ed Miliband, the secretary for energy and climate change, met fossil fuel lobbyists 250 times – with a third of all his meetings attended by industry figures.

During the same period DESNZ ministers met trade union representatives 61 times

Three fossil fuel companies: BP, Shell and Equinor , met ministers 100 times between them.

Fossil fuel lobbyists attended almost every government meeting about the energy profits levy, a temporary windfall tax on the “extraordinary profits” of North Sea oil and gas companies.

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Ricky Hatton is thought to have killed himself, inquest told

Provisional cause of death for former boxing world champion given at opening of inquest in Stockport

Ricky Hatton, the former world champion boxer who died in September, is believed to have killed himself, according to a provisional cause of death given at the opening of his inquest at Stockport coroner’s court.

Hatton, 46, was found dead in his home on 14 September. News of his death caused an outpouring of grief across the world and thousands of people lined the streets for his funeral.

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Agnes Wanjiru’s niece urges Labour to extradite ex-soldier while still in power

Esther Njoki says family has seen ‘big change’ under Labour, after long fight for justice over aunt’s 2012 death in Kenya

The niece of Agnes Wanjiru, who was killed in Kenya, said she hopes the former British soldier charged with her aunt’s murder will be extradited while the Labour government is still in power.

On her first trip outside Kenya, Esther Njoki travelled to London, where she was invited to parliament to meet the defence secretary, John Healey, whom she urged not to delay the potentially years-long extradition process.

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Case dropped against Met police officer who shot unarmed man

Officer, known as W80, shot Jermaine Baker during a foiled prison break in 2015

The family of a man shot dead by a police officer during a foiled prison break have accused Scotland Yard of evading accountability after a case against the marksman was thrown out.

The officer, known only as W80, shot Jermaine Baker as police stopped a plot to snatch two prisoners from a van near Wood Green crown court in 2015.

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Rachel Reeves says higher taxes on wealthy ‘part of the story’ for November budget

Exclusive: Chancellor hints at rises and calls out past ‘scaremongering’ over VAT on private schools and changes to non-doms

Rachel Reeves has said higher taxes on the UK’s wealthy will form part of next month’s budget, as she shrugged off the “scaremongering” and “bleating” of her critics, and stressed her determination to repair the public finances.

Speaking in Washington, where she is attending the annual meetings of the International Monetary Fund (IMF), the chancellor told the Guardian there “won’t be a return to austerity” and hinted at tax increases for the most well-off.

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PPE firm linked to Michelle Mone misses deadline to repay £122m

Firm was ordered by high court to return sum paid by DHSC for unusable surgical gowns by 4pm on Wednesday

A company linked to the former Conservative peer Michelle Mone has failed to pay the government any of the £122m ordered by a high court judgment for supplying unusable personal protective equipment during the Covid pandemic.

Mrs Justice Cockerill ruled that PPE Medpro must, by a deadline of 4pm on 15 October, return the money it was paid by the Department of Health and Social Care for 25m sterile surgical gowns under a contract awarded in June 2020.

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Starmer only read China spy witness statements this morning, No 10 says, as Cleverly accuses PM of misquoting him – as it happened

This blog is now closed, you can read more on this story here

Lindsay Hoyle starts by telling MPs that speakers from the parliaments in Fiji and Ukraine are in the gallery. And he says it is four years to the day since David Amess was murdered.

It’s PMQs. Here is the list of MPs down to ask a question.

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Watchdog rules Red Tractor exaggerated its environmental standards

The Advertising Standards Authority agrees with River Action that the food safety body’s 2023 advert misled the public

The UK’s advertising watchdog has upheld a complaint that Britain’s biggest farm assurance scheme misled the public in a TV ad about its environmental standards.

The Red Tractor scheme, used by leading supermarkets including Tesco, Asda and Morrisons to assure customers their food meets high standards for welfare, environment, traceability and safety, is the biggest and perhaps best known assurance system in Britain.

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Exiled Hong Hong dissidents say UK plan to restart extraditions puts them in danger

Legislative change comes five years after treaty suspended in response to city’s crackdown on pro-democracy activists

Exiled Hong Kong dissidents say they fear UK government plans to restart some extraditions with the city could put them in greater danger, saying Hong Kong authorities will use any pretext to pursue them.

An amendment to UK extradition laws was passed on Tuesday. It came more than five years after the UK and several other countries suspended extradition treaties with Hong Kong in response to the government crackdown on the pro-democracy movement, and its imposition of a Beijing-designed national security law.

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Vets could be made to publish prices after UK watchdog investigation

Market ‘not fit’ for purpose and must be modernised, CMA says, with pet owners paying 16.6% more at large groups

Vets in the UK could be forced to publish their prices and whether they are part of a larger group after an investigation by the markets watchdog into claims that chain-owned surgeries have left pet owners with dwindling choice and higher bills.

The Competition and Markets Authority (CMA) found pet owners pay 16.6% more on average at large vet groups than at independent vets. It said the £6.3bn market was “not fit” for purpose and needed to be modernised.

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Wednesday briefing: The new, devastating flood risk facing nearly all of Britain

In today’s newsletter: Flooding is predicted to become so bad that some towns may need to be abandoned, and it’s not even campaigners raising the alarm – but insurers

Good morning. For years, whenever I read about parts of Britain being wrecked by flooding, it always felt like something distant – because until your house is flooded, it’s hard to imagine it happening, isn’t it? Not any more.

According to a Guardian investigation, millions more homes across England, Scotland and Wales are at risk of devastating floods. In England alone, the number of properties exposed to flooding is expected to rise by more than a quarter, from 6.3m to 8m. The story gets worse for those in high-risk areas for flash flooding – which is harder to predict and protect against – where the frequency could surge by up to 66% by 2050. The picture is so bleak that, startlingly, some towns may one day have to be abandoned altogether.

Israel-Gaza war | The fragile ceasefire in Gaza faced its first test on Tuesday when Israel said the flow of aid into the devastated Palestinian territory would be cut by half and the crucial Rafah border crossing with Egypt would not open as planned, blaming Hamas for delays in the return of bodies of hostages.

UK child abuse inquiry | Keir Starmer’s national grooming gangs inquiry has stalled amid wrangles over its remit and difficulties in finding a senior legal figure willing to become its chair, the Guardian has been told.

Economics | The global economy has shown “unexpected resilience” to Donald Trump’s tariffs, but the full impact is yet to be felt, the IMF has warned. The forecast for economic growth in the UK has also been modestly increased, from 1.2% to 1.3% this year – though slightly downgraded next year, also to 1.3%.

Madagascar | Andry Rajoelina, the president of Madagascar, has said he fled the country in fear for his life after a military rebellion but did not announce his resignation in a speech broadcast on social media. They were Rajoelina’s first public comments since the a military unit called Capsat turned against his government in an apparent coup.

Music | D’Angelo, the Grammy-winning R&B singer who helped pioneer the sound of neo-soul, has died after a struggle with pancreatic cancer. He was 51.

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A quiet bite in: Charlie Bigham launches £29.95 ready meals for home diners

Supermarket supplier says new pricier range is still cheaper than bill for a night out at a restaurant

British consumers are looking to treat themselves with an alternative to dining out despite a squeeze on household finances, according to the food entrepreneur Charlie Bigham who is launching luxurious ready meals costing up to £29.95.

The supermarket supplier is selling a new five-option range, which includes a venison bourguignon made with wild-caught venison from the Scottish Highlands, in an attempt to snare consumers saving on the cost of a night out.

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Digital ID: Danes and Estonians find it ‘pretty uncontroversial’

Citizens have enrolled with little opposition, albeit with some concerns over security and privacy, as UK plans system

For Danish teenagers, getting enrolled for MitID (my ID) has become somewhat of a rite of passage.

From the age of 13, Danes can enrol for the national digital ID system, which can be used for everything from logging into online banking to signing documents electronically and booking a doctor’s appointment.

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Pupils fear AI is eroding their ability to study, research finds

One in four students say AI ‘makes it too easy’ for them to find answers

Pupils fear that using artificial intelligence is eroding their ability to study, with many complaining it makes schoolwork “too easy” and others saying it limits their creativity and stops them learning new skills, according to new research.

The report on the use of AI in UK schools, commissioned by Oxford University Press (OUP), found that just 2% of students aged between 13 and 18 said they did not use AI for their schoolwork, while 80% said they regularly used it.

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